All case studies

Connecting disbursals and collections in one operating layer

8 weeksIndia

Xpress Loan

NBFC · Salary-backed loans

Tools consolidated

2 → 1

Recovery context

Per borrower

Reporting

Real-time

The challenge

Disbursal tracking and collections recovery ran on separate tools. Recovery agents lacked borrower context at dial time, and leadership could not see which accounts were at risk without manual reports every week.

What we built

Mixins integrated disbursal and collections modules inside Loan CRM, with EMI schedules, recovery queues, and agent notes on a single borrower record. Managers got dashboards for overdue buckets and agent activity without exporting data.

Key outcomes

  • EMI schedules and recovery calls on one borrower profile
  • Collections dashboards by overdue bucket
  • Agent notes visible across disbursal and recovery teams
  • No more weekly manual spreadsheet reports

Collections used to live in a separate tracker from disbursals. Now EMI schedules, recovery calls, and agent notes sit in the same system.

Priya Sharma

Head of Collections, Xpress Loan

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